How it works
Loved by 10,000+ people
who stopped wasting money on bad warranties
Why it matters
Most people are paying for coverage they don't understand—or skipping it when they need it most.
67%
of renters carry NO insurance
Apartments.com survey of 1,400 renters
$10–$30/mo
is all renters insurance costs on average
National Association of Insurance Commissioners
50%
more likely to be robbed if you rent vs. own
Bureau of Justice Statistics
$20,000+
is the typical cost of a total personal property loss
Industry estimates (Gary Sandler, Las Cruces Sun-News)
31%
of foster youth skipped needed medical care when uninsured
Washburn et al., 2025 — Developmental Child Welfare (n=2,420)
65%
struggle to understand what their health insurance even covers
KFF Survey of Consumer Experiences with Health Insurance
1 in 10
car owners with an extended warranty ever actually use it
FinanceBuzz, citing Consumer Affairs
62–73%
profit margins retailers earn because shoppers overestimate failure rates
Abito & Salant, ~45,000 transactions — Kellogg (Northwestern)
Renters think they're covered. They're not.
Most renters assume their landlord's insurance protects their stuff. It doesn't. Your landlord's policy only covers the building — your TV, laptop, clothes, and furniture are completely unprotected.
The fine print is designed to confuse you.
Insurance companies use jargon like "ACV vs. replacement cost," "narrow networks," and "exclusions" to make policies hard to compare. Most people sign without understanding what they're actually buying.
Health coverage gaps cost real money.
A UCLA/ACA study found that low-income adults with inadequate coverage are significantly more likely to skip medications and delay care — racking up far higher costs down the line than the premiums would have been.
Most warranty add-ons are a bad deal.
Extended warranties are a multi-billion dollar industry built on the fact that most people never use them. CoverCheck helps you run the math before you decide at the checkout counter.
Coverage gaps hit vulnerable people hardest.
A 10-year longitudinal study of foster youth alumni found that BIPOC youth were significantly less likely to have insurance than White peers — and that uninsured youth were 59% more likely to skip needed physical care entirely. Where you grew up, and what state you live in, still determines your access to coverage.